/* Abundia Group web v2.2.2 */
:root{
  color-scheme: dark;
  --ink:#07152A; --navy:#0B1F3A; --navy-2:#122A4B; --navy-3:#1B3760;
  --gold:#C49A3A; --gold-lt:#D8B66A; --gold-dk:#85651C;
  --paper:#F3F5F8; --paper-2:#E6EBF2; --text-dk:#0B1F3A; --slate:#4E5E75;
  --on-dark:#EEF2F8; --mist:#A9B6C9; --line:rgba(216,182,106,.28); --line-dk:rgba(11,31,58,.14);
  --display:"Cormorant Garamond","Iowan Old Style","Palatino Linotype",Georgia,serif;
  --label:"Marcellus","Trajan Pro",Georgia,serif;
  --body:"Hanken Grotesk",-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --wrap:1180px; --gut:clamp(16px,4vw,40px);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--ink);color:var(--on-dark);font:400 17px/1.65 var(--body);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3{font-family:var(--display);font-weight:500;line-height:1.08;margin:0;text-wrap:balance;letter-spacing:-.005em}
p{margin:0}
.wrap{max-width:var(--wrap);margin:0 auto;padding-inline:var(--gut)}
.eyebrow{font-family:var(--label);font-size:13px;letter-spacing:.28em;text-transform:uppercase;color:var(--gold-lt);display:inline-flex;align-items:center;gap:14px}
.eyebrow::before{content:"";width:34px;height:1px;background:currentColor;opacity:.7}
.light .eyebrow{color:var(--gold-dk)}
.h2{font-size:clamp(34px,5vw,58px)}
.lede{font-size:clamp(17px,1.6vw,19px);color:var(--mist);max-width:62ch}
.light{background:var(--paper);color:var(--text-dk)}
.light .lede{color:var(--slate)}
section{padding-block:clamp(72px,10vw,128px)}
:focus-visible{outline:2px solid var(--gold-lt);outline-offset:3px;border-radius:2px}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:12px;padding:15px 26px;font:600 14px/1 var(--body);letter-spacing:.08em;text-transform:uppercase;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:background .25s,color .25s,border-color .25s,transform .25s}
.btn-gold{background:linear-gradient(135deg,var(--gold-lt),var(--gold));color:var(--ink)}
.btn-gold:hover{transform:translateY(-2px);background:var(--gold-lt)}
.btn-ghost{border-color:rgba(238,242,248,.35);color:var(--on-dark)}
.btn-ghost:hover{border-color:var(--gold-lt);color:var(--gold-lt)}
.btn .arr{transition:transform .25s}
.btn:hover .arr{transform:translateX(4px)}

/* nav */
.nav{position:fixed;inset:0 0 auto 0;z-index:50;padding-top:env(safe-area-inset-top,0px);transition:background .35s,border-color .35s;border-bottom:1px solid transparent}
.nav.scrolled{background:rgba(7,21,42,.9);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);border-color:var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:78px;gap:24px}
.nav .logo img{height:40px;width:auto}
.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:30px}
.nav ul a{font-size:14px;letter-spacing:.06em;text-decoration:none;color:var(--mist);transition:color .2s}
.nav ul a:hover{color:var(--gold-lt)}
.nav .btn{padding:12px 18px;font-size:12px}
.menu-btn{display:none;background:none;border:1px solid var(--line);color:var(--on-dark);width:44px;height:44px;cursor:pointer}
@media (max-width:960px){
  .nav ul,.nav .cta-nav{display:none}
  .menu-btn{display:grid;place-items:center}
  .nav.open{background:var(--ink)}
  .nav.open ul{display:flex;flex-direction:column;position:absolute;top:100%;left:0;right:0;background:var(--ink);padding:12px var(--gut) 28px;gap:0;border-bottom:1px solid var(--line)}
  .nav.open ul a{display:block;padding:14px 0;font-size:17px;border-bottom:1px solid rgba(216,182,106,.12)}
}

/* hero */
.hero{position:relative;padding-top:calc(78px + clamp(80px,12vw,150px));padding-bottom:0;overflow:hidden;isolation:isolate}
.hero::before{content:"";position:absolute;inset:0;z-index:-2;background:url(../img/hero.webp) center 60%/cover no-repeat}
.hero::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(7,21,42,.55) 0%,rgba(7,21,42,.72) 55%,var(--ink) 100%),linear-gradient(90deg,rgba(7,21,42,.85) 0%,rgba(7,21,42,.2) 75%)}
.hero h1{font-size:clamp(46px,8vw,104px);font-weight:500;max-width:13ch;margin-top:26px}
.hero h1 em{font-style:italic;color:var(--gold-lt)}
.hero .lede{margin-top:28px;color:#C9D3E1}
.hero .actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:40px}
.hero-facts{margin-top:clamp(64px,9vw,110px);border-top:1px solid var(--line);display:grid;grid-template-columns:repeat(3,1fr)}
.hero-facts div{padding:28px 28px 34px 0;display:grid;gap:6px}
.hero-facts div+div{padding-left:28px;border-left:1px solid var(--line)}
.hero-facts b{font-family:var(--display);font-weight:500;font-size:clamp(30px,3.6vw,44px);color:var(--gold-lt);line-height:1;font-variant-numeric:lining-nums}
.hero-facts span{font-size:14px;color:var(--mist);max-width:28ch}
@media (max-width:720px){.hero-facts{grid-template-columns:1fr}.hero-facts div,.hero-facts div+div{padding:22px 0;border-left:0}.hero-facts div+div{border-top:1px solid var(--line)}}
@media (prefers-reduced-motion:no-preference){
  .rise{animation:rise .9s cubic-bezier(.2,.7,.2,1) both}
  .d1{animation-delay:.08s}.d2{animation-delay:.2s}.d3{animation-delay:.32s}.d4{animation-delay:.46s}
  @keyframes rise{from{opacity:.001;transform:translateY(18px)}to{opacity:1;transform:none}}
}

/* premise */
.premise .grid{display:grid;grid-template-columns:1.1fr 1fr;gap:clamp(40px,7vw,96px);align-items:start}
.premise blockquote{margin:24px 0 0;font-family:var(--display);font-size:clamp(32px,4.2vw,50px);line-height:1.12;color:var(--text-dk)}
.premise blockquote em{color:var(--gold-dk)}
.chain{list-style:none;margin:0;padding:0;display:grid}
.chain li{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:16px;padding:20px 0;border-bottom:1px solid var(--line-dk);font-size:16px}
.chain li:first-child{border-top:1px solid var(--line-dk)}
.chain .from{color:var(--slate)}
.chain .to{font-weight:600;color:var(--text-dk)}
.chain .ar{color:var(--gold);font-size:18px}
.premise .close{margin-top:28px;color:var(--slate)}
.premise .close strong{color:var(--text-dk)}
@media (max-width:880px){.premise .grid{grid-template-columns:1fr}}

/* both sides */
.sides{position:relative;isolation:isolate;overflow:hidden}
.sides::before{content:"";position:absolute;inset:0;z-index:-2;background:url(../img/desk.webp) right center/cover}
.sides::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,var(--ink) 30%,rgba(7,21,42,.7))}
.sides .h2{margin-top:22px;max-width:18ch}
.sides .lede{margin-top:24px}
.table{margin-top:56px;display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line)}
.table>div{padding:clamp(24px,3.5vw,40px)}
.table>div+div{border-left:1px solid var(--line);background:rgba(216,182,106,.05)}
.table h3{font-size:28px;margin-top:10px}
.table p{margin-top:12px;color:var(--mist);font-size:16px}
.table .tag{font-family:var(--label);font-size:12px;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-lt)}
.statement{margin-top:44px;font-family:var(--display);font-size:clamp(26px,3vw,36px);color:var(--on-dark)}
.statement span{color:var(--gold-lt);font-style:italic}
@media (max-width:760px){.table{grid-template-columns:1fr}.table>div+div{border-left:0;border-top:1px solid var(--line)}}

/* EAE */
.eae{background:var(--navy)}
.eae-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:end;gap:24px}
.eae-head .h2{margin-top:20px}
.eae-grid{margin-top:64px;display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--line)}
.pillar{padding:40px clamp(20px,3vw,40px) 8px 0;display:flex;flex-direction:column;gap:16px}
.pillar+.pillar{padding-left:clamp(20px,3vw,40px);border-left:1px solid var(--line)}
.pillar h3{font-size:clamp(34px,3.4vw,44px);color:var(--gold-lt)}
.pillar .verb{font-family:var(--label);font-size:13px;letter-spacing:.22em;text-transform:uppercase;color:var(--mist)}
.pillar p{color:#C7D1DF;font-size:16px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:6px}
.chips span{font-size:13px;padding:6px 11px;border:1px solid rgba(216,182,106,.3);color:#D9E0EA;line-height:1.3}
.light .chips span{border-color:var(--line-dk);color:var(--slate);background:#fff}
@media (max-width:900px){.eae-grid{grid-template-columns:1fr}.pillar,.pillar+.pillar{padding:32px 0;border-left:0}.pillar+.pillar{border-top:1px solid var(--line)}}

/* FX loan */
.fx{background:linear-gradient(180deg,var(--ink),var(--navy));position:relative;overflow:hidden}
.fx-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:clamp(40px,6vw,88px);align-items:center}
.fx-brand{display:flex;align-items:center;gap:16px}
.fx-brand img{width:64px;height:auto}
.fx-brand div{font-family:var(--label);letter-spacing:.2em;text-transform:uppercase;font-size:14px;line-height:1.5}
.fx-brand b{display:block;font-family:var(--display);font-weight:600;font-size:30px;letter-spacing:.06em;color:var(--on-dark)}
.fx-brand small{color:var(--gold-lt);font-size:12px;letter-spacing:.42em}
.fx h2{margin-top:32px}
.fx .lede{margin-top:20px}
.terms{margin-top:36px;display:grid;grid-template-columns:repeat(3,auto);justify-content:start;gap:0}
.terms b{white-space:nowrap}
.terms div{padding:4px 28px 4px 0}
.terms div+div{padding-left:28px;border-left:1px solid var(--line)}
.terms b{display:block;font-family:var(--display);font-weight:500;font-size:clamp(26px,2.6vw,34px);color:var(--gold-lt);line-height:1.1;font-variant-numeric:lining-nums}
.terms span{font-size:13px;color:var(--mist);letter-spacing:.04em}
@media (max-width:560px){.terms{grid-template-columns:1fr}.terms div,.terms div+div{padding:12px 0;border-left:0}.terms div+div{border-top:1px solid var(--line)}}
.flow{border:1px solid var(--line);background:rgba(7,21,42,.55);padding:clamp(22px,3vw,36px)}
.toggle{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line)}
.toggle button{all:unset;cursor:pointer;text-align:center;padding:14px 10px;font-size:14px;color:var(--mist);transition:background .2s,color .2s}
.toggle button[aria-pressed="true"]{background:var(--gold);color:var(--ink);font-weight:600}
.toggle button:focus-visible{outline:2px solid var(--gold-lt);outline-offset:-2px}
.track{margin-top:30px;display:grid;grid-template-columns:1fr 1.4fr 1fr;align-items:center}
.node{text-align:center;display:grid;justify-items:center;gap:10px}
.coin{width:84px;height:84px;border-radius:50%;display:grid;place-items:center;font-family:var(--display);font-weight:600;font-size:26px;border:1px solid var(--gold-lt);color:var(--gold-lt);background:radial-gradient(circle at 30% 30%,rgba(216,182,106,.22),transparent 70%);transition:transform .4s}
.coin.out{background:var(--gold);color:var(--ink);border-color:var(--gold)}
.node small{font-size:13px;color:var(--mist);max-width:16ch;line-height:1.4}
.node .when{font-family:var(--label);font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-lt)}
.span{position:relative;height:84px;display:grid;place-items:center;align-self:start}
.span::before{content:"";position:absolute;left:0;right:0;top:50%;border-top:1px dashed rgba(216,182,106,.55)}
.span b{position:relative;background:var(--navy);padding:6px 12px;font-weight:500;font-size:13px;letter-spacing:.06em;color:var(--on-dark);border:1px solid var(--line)}
.flow-copy{margin-top:26px;padding-top:22px;border-top:1px solid var(--line);font-size:15px;color:#C7D1DF;min-height:3.3em}
.sectors{margin-top:22px}
.sectors h4{margin:0 0 10px;font-family:var(--label);font-weight:400;font-size:12px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-lt)}
@media (max-width:900px){.fx-grid{grid-template-columns:1fr}}
@media (max-width:460px){.coin{width:64px;height:64px;font-size:20px}.span{height:64px}}

/* scale */
.scale .h2{margin-top:20px;max-width:18ch}
.steps{margin-top:64px;display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(14px,2vw,24px);align-items:end}
.step{display:flex;flex-direction:column;justify-content:flex-end}
.step .bar{background:var(--navy);color:var(--on-dark);padding:28px;display:flex;flex-direction:column;gap:10px;position:relative;clip-path:polygon(0 18px,100% 0,100% 100%,0 100%)}
.step:nth-child(1) .bar{min-height:250px}
.step:nth-child(2) .bar{min-height:320px;background:var(--navy-2)}
.step:nth-child(3) .bar{min-height:400px;background:var(--navy-3)}
.step .bar::after{content:"";position:absolute;left:0;right:0;top:0;height:18px;background:linear-gradient(135deg,var(--gold-lt),var(--gold));clip-path:polygon(0 100%,100% 0,100% 6px,0 calc(100% + 6px))}
.step .size{font-family:var(--label);font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-lt);margin-top:auto;padding-top:24px}
.step h3{font-size:28px}
.step p{font-size:15px;color:var(--mist)}
.scale .close{margin-top:40px;font-family:var(--display);font-size:clamp(24px,2.6vw,32px);max-width:36ch}
@media (max-width:820px){.steps{grid-template-columns:1fr}.step .bar{min-height:0!important}}

/* ecosystem */
.eco{position:relative;isolation:isolate;overflow:hidden}
.eco::before{content:"";position:absolute;inset:0;z-index:-2;background:url(../img/boardroom.webp) center/cover}
.eco::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,rgba(7,21,42,.93),rgba(7,21,42,.86) 40%,rgba(7,21,42,.97))}
.eco-head{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:end}
.eco-head .h2{margin-top:20px}
.journey{margin-top:64px;list-style:none;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);counter-reset:j}
.journey li{background:rgba(9,25,48,.9);padding:26px 24px 28px;display:flex;flex-direction:column;gap:12px;counter-increment:j}
.journey li::before{content:counter(j,decimal-leading-zero);font-family:var(--display);font-size:30px;color:var(--gold-lt);line-height:1}
.journey p{font-size:15px;color:#D2DAE6}
.journey li.end{background:rgba(196,154,58,.14);justify-content:center}
.journey li.end::before{content:none}
.journey li.end p{font-family:var(--display);font-size:24px;line-height:1.25;color:var(--gold-lt)}
@media (max-width:980px){.journey{grid-template-columns:repeat(2,1fr)}}
@media (max-width:520px){.journey{grid-template-columns:1fr}}
.journey .who{margin-top:auto;font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold-lt);font-weight:600}
.eco .coda{margin-top:48px;display:flex;flex-wrap:wrap;gap:12px 40px;font-family:var(--display);font-size:clamp(24px,2.6vw,32px)}
.eco .coda span:last-child{color:var(--gold-lt);font-style:italic}
@media (max-width:820px){.eco-head{grid-template-columns:1fr}}

/* complementarity */
.rules{margin-top:52px;border-top:1px solid var(--line-dk)}
.rule{display:grid;grid-template-columns:1.3fr 40px 1fr;gap:20px;align-items:center;padding:26px 0;border-bottom:1px solid var(--line-dk)}
.rule p{font-size:18px}
.rule .ar{color:var(--gold);font-size:22px;text-align:center}
.rule .lead{font-family:var(--display);font-size:clamp(24px,2.4vw,30px);color:var(--text-dk)}
.rule .lead small{display:block;font-family:var(--body);font-size:13px;color:var(--slate);letter-spacing:.02em;margin-top:2px}
.compl-note{margin-top:36px;color:var(--slate);max-width:62ch}
@media (max-width:760px){.rule{grid-template-columns:1fr;gap:8px}.rule .ar{text-align:left;transform:rotate(90deg);width:20px}}

/* advantages */
.adv{background:var(--navy)}
.adv-grid{margin-top:56px;display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}
.adv-grid div{padding:30px 26px 34px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);display:flex;flex-direction:column;gap:10px;transition:background .3s}
.adv-grid div:hover{background:rgba(216,182,106,.06)}
.adv-grid h3{font-size:24px;color:var(--on-dark)}
.adv-grid p{font-size:15px;color:var(--mist)}
@media (max-width:980px){.adv-grid{grid-template-columns:repeat(2,1fr)}}
@media (max-width:520px){.adv-grid{grid-template-columns:1fr}}
.barrier{margin-top:44px;display:grid;grid-template-columns:auto 1fr;gap:28px;align-items:start}
.barrier p{color:#C7D1DF;max-width:60ch}
.barrier .k{font-family:var(--label);font-size:12px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-lt);padding-top:6px}
@media (max-width:640px){.barrier{grid-template-columns:1fr;gap:10px}}

/* thesis */
.thesis{position:relative;isolation:isolate;overflow:hidden;text-align:left}
.thesis::before{content:"";position:absolute;inset:0;z-index:-2;background:url(../img/city.webp) center bottom/cover}
.thesis::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(180deg,var(--ink) 0%,rgba(7,21,42,.88) 45%,rgba(7,21,42,.7))}
.pairs{margin-top:48px;display:grid;grid-template-columns:1fr 1fr;gap:0 64px}
.pair{padding:26px 0;border-top:1px solid var(--line)}
.pair .no{font-size:15px;color:var(--mist);text-decoration:line-through;text-decoration-color:rgba(216,182,106,.6)}
.pair .yes{margin-top:8px;font-family:var(--display);font-size:clamp(24px,2.5vw,31px);line-height:1.2;color:var(--on-dark)}
@media (max-width:820px){.pairs{grid-template-columns:1fr}}
.motto{margin-top:72px;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.motto div{display:grid;gap:8px}
.motto b{font-family:var(--display);font-weight:500;font-size:clamp(40px,6vw,76px);line-height:1;background:linear-gradient(180deg,#F1DDA6,var(--gold));-webkit-background-clip:text;background-clip:text;color:transparent}
.motto span{font-size:15px;color:#D2DAE6}
@media (max-width:640px){.motto{grid-template-columns:1fr}}

/* contact */
.contact{position:relative;isolation:isolate;overflow:hidden}
.contact::before{content:"";position:absolute;inset:0;z-index:-2;background:url(../img/sunset.webp) right center/cover}
.contact::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,var(--ink) 35%,rgba(7,21,42,.82) 70%,rgba(7,21,42,.55))}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(40px,6vw,80px);align-items:start}
.contact .h2{margin-top:20px}
.contact .lede{margin-top:20px}
.form{background:rgba(7,21,42,.82);border:1px solid var(--line);padding:clamp(24px,3.5vw,40px);display:grid;gap:18px;backdrop-filter:blur(6px);-webkit-backdrop-filter:blur(6px)}
.form .row{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.field{display:grid;gap:7px}
.field label{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--mist)}
.field input,.field select,.field textarea{font:400 16px/1.4 var(--body);color:var(--on-dark);background:rgba(255,255,255,.04);border:1px solid rgba(169,182,201,.3);padding:13px 14px;border-radius:0;width:100%}
.field select option{background:var(--navy)}
.field textarea{min-height:110px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold-lt);background:rgba(255,255,255,.07)}
.form .btn{justify-self:start}
.form-msg{font-size:14px;color:var(--gold-lt)}
@media (max-width:880px){.contact-grid{grid-template-columns:1fr}}
@media (max-width:520px){.form .row{grid-template-columns:1fr}}

/* footer */
footer{background:#050F1F;border-top:1px solid var(--line);padding-block:56px 40px;color:var(--mist);font-size:14px}
.foot{display:grid;grid-template-columns:1.2fr 2fr;gap:48px}
.foot img{height:48px;width:auto}
.foot .tag{margin-top:18px;max-width:34ch}
.foot-cols{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.foot h4{margin:0 0 14px;font-family:var(--label);font-weight:400;font-size:12px;letter-spacing:.22em;text-transform:uppercase;color:var(--gold-lt)}
.foot ul{list-style:none;margin:0;padding:0;display:grid;gap:9px}
.foot a{text-decoration:none}
.foot a:hover{color:var(--gold-lt)}
.legal{margin-top:48px;padding-top:24px;border-top:1px solid rgba(216,182,106,.14);display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px;font-size:13px}
@media (max-width:820px){.foot{grid-template-columns:1fr}.foot-cols{grid-template-columns:1fr 1fr}}
.cta-strip{margin-top:40px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:20px 32px;padding:28px 32px;background:var(--navy);color:var(--on-dark)}
.cta-strip p{font-family:var(--display);font-size:clamp(22px,2.3vw,28px);line-height:1.25;max-width:40ch}

/* ===== v2.1 multi-page components ===== */
.skip{position:absolute;left:-999px;top:8px;z-index:100;background:var(--gold);color:var(--ink);padding:10px 14px;font-weight:600}
.skip:focus{left:16px}
/* nav dropdown */
.nav ul li{position:relative}
.nav ul a[aria-current="page"]{color:var(--gold-lt)}
.has-sub>a::after{content:"";display:inline-block;width:6px;height:6px;margin-left:8px;border-right:1px solid currentColor;border-bottom:1px solid currentColor;transform:translateY(-3px) rotate(45deg)}
.sub{list-style:none;margin:0;padding:10px 0;position:absolute;top:calc(100% + 14px);left:-18px;min-width:290px;background:rgba(7,21,42,.97);border:1px solid var(--line);display:none!important;flex-direction:column;gap:0!important}
.sub::before{content:"";position:absolute;left:0;right:0;top:-16px;height:16px}
.has-sub:hover .sub,.has-sub:focus-within .sub{display:flex!important}
.sub a{display:block;padding:10px 18px;font-size:14px}
.sub a small{display:block;font-size:12px;color:#7F8DA3;letter-spacing:.02em;margin-top:2px}
@media (max-width:960px){
  .nav.open .sub{display:flex!important;position:static;border:0;background:none;padding:0 0 6px 14px;min-width:0}
  .nav.open .sub a{font-size:15px;padding:10px 0}
  .has-sub>a::after{display:none}
  .nav.open .cta-mobile{display:block}
}
.cta-mobile{display:none}
@media (min-width:961px){.cta-mobile{display:none!important}}

/* page hero */
.phero{position:relative;isolation:isolate;overflow:hidden;padding-top:calc(78px + clamp(56px,8vw,110px));padding-bottom:clamp(56px,8vw,96px)}
.phero::before{content:"";position:absolute;inset:0;z-index:-2;background:var(--bg) center/cover no-repeat}
.phero::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(7,21,42,.95) 0%,rgba(7,21,42,.8) 55%,rgba(7,21,42,.55) 100%),linear-gradient(180deg,transparent 60%,var(--ink))}
.phero h1{font-size:clamp(40px,6vw,76px);max-width:16ch;margin-top:22px}
.phero h1 em{font-style:italic;color:var(--gold-lt)}
.phero .lede{margin-top:24px;color:#C9D3E1}
.phero .actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:34px}
.crumbs{font-size:13px;color:var(--mist);display:flex;flex-wrap:wrap;gap:8px;margin-bottom:26px}
.crumbs a{text-decoration:none}
.crumbs a:hover{color:var(--gold-lt)}
.crumbs span[aria-hidden]{color:var(--gold)}
.keyfacts{margin-top:44px;display:flex;flex-wrap:wrap;gap:0;border-top:1px solid var(--line)}
.keyfacts div{padding:22px 32px 0 0;margin-right:32px;display:grid;gap:4px}
.keyfacts div+div{padding-left:32px;border-left:1px solid var(--line)}
.keyfacts b{font-family:var(--display);font-weight:500;font-size:clamp(26px,2.8vw,36px);color:var(--gold-lt);line-height:1.05;white-space:nowrap}
.keyfacts span{font-size:13px;color:var(--mist)}
@media (max-width:640px){.keyfacts{flex-direction:column}.keyfacts div,.keyfacts div+div{padding:16px 0;margin:0;border-left:0}.keyfacts div+div{border-top:1px solid var(--line)}}

/* generic section heads */
.sec-head{display:grid;grid-template-columns:1.1fr 1fr;gap:24px 56px;align-items:end}
.sec-head .h2{margin-top:20px}
@media (max-width:860px){.sec-head{grid-template-columns:1fr}}
.dark2{background:var(--navy)}

/* solution cards */
.sol-grid{margin-top:56px;display:grid;grid-template-columns:repeat(6,1fr);gap:18px}
.sol{grid-column:span 2;display:flex;flex-direction:column;gap:12px;padding:30px 28px;background:#fff;border:1px solid var(--line-dk);text-decoration:none;color:var(--text-dk);transition:transform .3s,box-shadow .3s,border-color .3s;position:relative}
.sol:nth-child(1),.sol:nth-child(2){grid-column:span 3}
.sol:hover{transform:translateY(-4px);box-shadow:0 26px 50px -34px rgba(11,31,58,.5);border-color:var(--gold)}
.sol .rn{font-family:var(--display);font-size:22px;color:var(--gold-dk)}
.sol h3{font-size:30px}
.sol .kd{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:#6B7A90;font-weight:600}
.sol p{font-size:15.5px;color:var(--slate)}
.sol .go{margin-top:auto;padding-top:14px;font-size:13px;letter-spacing:.08em;text-transform:uppercase;font-weight:600;color:var(--navy)}
.sol .go i{font-style:normal;color:var(--gold-dk);transition:margin .25s}
.sol:hover .go i{margin-left:6px}
.sol.feat{background:var(--navy);color:var(--on-dark);border-color:var(--navy)}
.sol.feat p{color:var(--mist)}.sol.feat .kd{color:var(--gold-lt)}.sol.feat .rn{color:var(--gold-lt)}.sol.feat .go{color:var(--gold-lt)}.sol.feat .go i{color:var(--gold-lt)}
@media (max-width:980px){.sol-grid{grid-template-columns:1fr 1fr}.sol,.sol:nth-child(1),.sol:nth-child(2){grid-column:span 1}}
@media (max-width:620px){.sol-grid{grid-template-columns:1fr}}

/* needs / benefit grid */
.needs{margin-top:52px;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1px;background:var(--line-dk);border:1px solid var(--line-dk)}
.needs>div{background:#fff;padding:28px 26px;display:grid;gap:8px;align-content:start}
.needs h3{font-size:24px;color:var(--text-dk)}
.needs p{font-size:15px;color:var(--slate)}
.dark .needs,.dark2 .needs{background:var(--line);border-color:var(--line)}
.dark .needs>div,.dark2 .needs>div{background:var(--navy)}
.dark2 .needs>div{background:#0E2443}
.dark .needs h3,.dark2 .needs h3{color:var(--on-dark)}
.dark .needs p,.dark2 .needs p{color:var(--mist)}

/* two col list */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(36px,6vw,88px);align-items:start}
@media (max-width:860px){.split{grid-template-columns:1fr}}
.ticks{list-style:none;margin:24px 0 0;padding:0;display:grid;gap:0;border-top:1px solid var(--line-dk)}
.ticks li{padding:16px 0 16px 30px;border-bottom:1px solid var(--line-dk);position:relative;font-size:16.5px}
.ticks li::before{content:"";position:absolute;left:2px;top:23px;width:14px;height:1px;background:var(--gold)}
.ticks li b{font-weight:600}
.ticks li span{display:block;font-size:14.5px;color:var(--slate);margin-top:2px}
.dark .ticks,.dark2 .ticks,.fx .ticks{border-color:var(--line)}
.dark .ticks li,.dark2 .ticks li,.fx .ticks li{border-color:var(--line)}
.dark .ticks li span,.dark2 .ticks li span,.fx .ticks li span{color:var(--mist)}
.sub-h{font-family:var(--label);font-size:12px;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-dk);margin:0}
.dark .sub-h,.dark2 .sub-h,.fx .sub-h{color:var(--gold-lt)}

/* process */
.process{margin-top:56px;list-style:none;padding:0;display:grid;grid-template-columns:repeat(5,1fr);gap:0;counter-reset:p;border-top:1px solid var(--line)}
.process li{counter-increment:p;padding:28px 22px 8px 0;display:grid;gap:10px;align-content:start}
.process li+li{padding-left:22px;border-left:1px solid var(--line)}
.process li::before{content:counter(p,decimal-leading-zero);font-family:var(--display);font-size:34px;color:var(--gold-lt);line-height:1}
.process h3{font-size:22px}
.process p{font-size:14.5px;color:var(--mist)}
.light .process{border-color:var(--line-dk)}.light .process li+li{border-color:var(--line-dk)}.light .process li::before{color:var(--gold-dk)}.light .process p{color:var(--slate)}
@media (max-width:980px){.process{grid-template-columns:1fr 1fr}.process li,.process li+li{padding:24px 0;border-left:0;border-bottom:1px solid var(--line)}.light .process li{border-bottom-color:var(--line-dk)}}
@media (max-width:560px){.process{grid-template-columns:1fr}}

/* faq */
.faq{margin-top:44px;border-top:1px solid var(--line-dk);max-width:880px}
.faq details{border-bottom:1px solid var(--line-dk)}
.faq summary{cursor:pointer;list-style:none;padding:24px 44px 24px 0;position:relative;font-family:var(--display);font-size:clamp(21px,2vw,25px);line-height:1.25;color:var(--text-dk)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:18px;font-family:var(--body);font-size:26px;font-weight:400;color:var(--gold-dk);transition:transform .25s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq summary:focus-visible{outline-offset:4px}
.faq .ans{padding:0 44px 26px 0;color:var(--slate);max-width:70ch}

/* related */
.related{margin-top:44px;display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:1px;background:var(--line);border:1px solid var(--line)}
.related a{background:var(--navy);padding:26px 24px;text-decoration:none;display:grid;gap:8px;transition:background .25s}
.related a:hover{background:var(--navy-2)}
.related b{font-family:var(--display);font-weight:500;font-size:24px;color:var(--on-dark)}
.related span{font-size:14px;color:var(--mist)}
.related i{font-style:normal;color:var(--gold-lt);font-size:13px;letter-spacing:.08em;text-transform:uppercase;font-weight:600;margin-top:4px}

/* cta band */
.cta-band{position:relative;isolation:isolate;overflow:hidden;text-align:left}
.cta-band::before{content:"";position:absolute;inset:0;z-index:-2;background:url(../img/sunset.webp) right center/cover}
.cta-band::after{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,var(--ink) 40%,rgba(7,21,42,.7))}
.cta-band .h2{margin-top:20px;max-width:18ch}
.cta-band .lede{margin-top:18px}
.cta-band .actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:32px}

/* intro statement */
.intro-quote{font-family:var(--display);font-size:clamp(28px,3.4vw,42px);line-height:1.18;color:var(--text-dk);max-width:26ch;margin-top:22px}
.intro-quote em{color:var(--gold-dk)}
.prose{color:var(--slate);display:grid;gap:18px;max-width:62ch;font-size:17px}
.prose strong{color:var(--text-dk)}

/* form extras */
.form .hp{position:absolute;left:-5000px}
.form .consent{font-size:13px;color:var(--mist)}
.contact-side{display:grid;gap:26px;margin-top:36px}
.contact-side div{border-top:1px solid var(--line);padding-top:18px}
.contact-side b{display:block;font-family:var(--display);font-weight:500;font-size:22px;color:var(--on-dark)}
.contact-side span{font-size:14.5px;color:var(--mist)}

/* simple centered pages */
.plain{min-height:70vh;display:grid;align-content:center}
.plain .h2{margin-top:20px;max-width:18ch}
.plain .lede{margin-top:18px}
.plain .actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:32px}

/* ===== v2.2 Perspectivas ===== */
.btn-ghost-dk{border-color:rgba(11,31,58,.3);color:var(--navy)}
.btn-ghost-dk:hover{border-color:var(--gold-dk);color:var(--gold-dk)}
.post-grid{margin-top:48px;display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:18px}
.post-card{display:flex;flex-direction:column;gap:12px;padding:30px 28px;background:#fff;border:1px solid var(--line-dk);text-decoration:none;color:var(--text-dk);transition:transform .3s,box-shadow .3s,border-color .3s}
.post-card:hover{transform:translateY(-4px);box-shadow:0 26px 50px -34px rgba(11,31,58,.5);border-color:var(--gold)}
.post-card h3{font-size:26px;line-height:1.15}
.post-card p{font-size:15.5px;color:var(--slate)}
.post-card .go{margin-top:auto;padding-top:10px;font-size:13px;letter-spacing:.08em;text-transform:uppercase;font-weight:600;color:var(--navy)}
.post-card .go i{font-style:normal;color:var(--gold-dk)}
.post-meta{font-size:12px;letter-spacing:.1em;text-transform:uppercase;font-weight:600;color:var(--gold-dk)}
.post-hero{padding-top:calc(78px + clamp(48px,7vw,96px));padding-bottom:clamp(48px,6vw,80px);background:linear-gradient(180deg,var(--ink),var(--navy))}
.post-hero h1{font-size:clamp(34px,4.6vw,58px);max-width:24ch;margin-top:20px}
.post-hero .lede{margin-top:20px;color:#C9D3E1}
.post-hero .post-meta{margin-top:26px;color:var(--gold-lt)}
.post-layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:clamp(36px,5vw,72px);align-items:start}
@media (max-width:980px){.post-layout{grid-template-columns:1fr}}
.post-body{max-width:70ch;color:#2A3A52;font-size:18px;line-height:1.75}
.post-body>*+*{margin-top:1.1em}
.post-body h2{font-size:clamp(28px,3vw,36px);color:var(--text-dk);margin-top:1.8em}
.post-body h3{font-size:24px;color:var(--text-dk);margin-top:1.5em}
.post-body ul,.post-body ol{padding-left:1.2em}
.post-body li+li{margin-top:.6em}
.post-body strong{color:var(--text-dk)}
.post-body a{color:var(--gold-dk)}
.post-body blockquote{margin:1.8em 0;padding:4px 0 4px 26px;border-left:2px solid var(--gold);font-family:var(--display);font-size:clamp(24px,2.4vw,30px);line-height:1.3;color:var(--text-dk)}
.takeaways{background:#fff;border:1px solid var(--line-dk);padding:26px 28px;margin-bottom:1.6em}
.takeaways ul{margin:12px 0 0;padding-left:1.1em;font-size:16px;line-height:1.6}
.disclaimer{font-size:13.5px;color:#6B7A90;border-top:1px solid var(--line-dk);padding-top:18px;margin-top:2.4em!important}
.sources ol{font-size:14px;line-height:1.55;padding-left:1.2em;margin-top:10px}
.sources a{color:var(--slate)}
.post-side{position:sticky;top:100px;display:grid;gap:18px}
@media (max-width:980px){.post-side{position:static}}
.post-related{display:grid;gap:1px;background:var(--line-dk);border:1px solid var(--line-dk)}
.post-related .sub-h{background:var(--paper);padding:0 0 12px}
.post-related a{background:#fff;padding:18px 20px;text-decoration:none;display:grid;gap:4px}
.post-related a:hover{background:var(--paper-2)}
.post-related b{font-family:var(--display);font-weight:500;font-size:21px;color:var(--text-dk)}
.post-related span{font-size:14px;color:var(--slate)}
.post-related i{font-style:normal;font-size:12px;letter-spacing:.08em;text-transform:uppercase;font-weight:600;color:var(--gold-dk)}
.post-cta{background:var(--navy);color:var(--on-dark);padding:24px;display:grid;gap:10px}
.post-cta b{font-family:var(--display);font-weight:500;font-size:22px}
.post-cta span{font-size:14px;color:var(--mist)}
.post-cta .btn{justify-self:start;margin-top:6px}